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Importance of Establishing who is at Fault in a Accident
There is a staggering number of deaths as a result of road accidents each year. This is why we have insurance companies, and an elaborate traffic system. An accident usually has a person who is responsible for it, thus termed as the one at fault. Insurance companies try to avoid paying those costs. It is important to understand the process of finding out who is at fault. Here are some tips to help you along.
Accidents always come with a loss. You need to get that loss compensated. If you are at fault, you will be expected to account for those losses. If you are a victim, you can file for compensation. Insurance companies have their procedures to determine who is at fault before accepting to settle the costs. They will proceed to look at the scenario keenly and be certain before they accept to bear the burden of liability. Where you are not a fault you will get compensated. Knowing who is at fault also applies where a civil suit is to be pursued. Where there are damage and suffering, you can expect people to seek justice and compensation. This goes to further highlight the importance of that info. You also find that law enforcement shall be involved and conduct an investigation. Whoever was at fault shall have to answer to the law.
The police, the insurance companies, and other third parties will be at the forefront in finding out who was at fault. They will search for witnesses to the accident. If you were near the accident scene, you can serve as a witness. The statements they make could mean your innocence or guilt. They will describe your behavior during the accident. They may even have taken photos. These photos are critical pieces of evidence in the case.
The police shall investigate by collecting statements from the parties involved, identifying and recording the statements from the witnesses, collecting the evidence, and such activities. Their reports are critical in determining who is at fault. This is why you need to always adhere to the traffic rules. They are monitoring that conduct.
Where the issue is not resolved, there will be the question of negligence. When all drivers point out they did not break any traffic rules, it may come down to who was negligent. It goes all the way from intentional to unintentional conduct. You could have been driving perfectly, observing all the rules, only that the car has so many faults, which result in the accident, thus placing the blame on you. Driving such a car makes you a fault. You can check online sources for more information on similar cases.
The determination of fault comes down to the evidence gathered. There is a need to have as much as you need to support your innocence. You should read more about how to handle such cases on this site.